HDFC Bank has come up with a brand new credit card under lifestyle category partnering up with Shoppers Stop called Shoppers Stop HDFC Bank Credit Card. There is another higher variant of this card called Shoppers Stop Black HDFC Bank Credit Card.
In this article we will see all the benefits, charges, reward system and finally provide our review for the Shoppers Stop HDFC Bank Credit Card.

Contents
What is Shoppers Stop?
Shoppers Stop is an Indian departmental shop group, owned by the K Raheja Corp. There are at present approximately 86 stores across 40 cities in India, with clothing, accessories, handbags, shoes, jewellery, fragrances, cosmetics, health and beauty products, home furnishing, and more products. (These details are according to Wikipedia)
Key Highlights of Shoppers Stop HDFC Bank Credit Card
Charges | Lifetime FREE card |
Rewards | Earn First Citizen Points on shopping at Shoppers Stop, which can be redeemed at shopper stop purchases |
Other benefit | Complimentary Shoppers Stop membership |
Welcome Benefit of HDFC Bank Shoppers Stop Credit Card
As an welcome offer, you will get ₹500 worth Shoppers Stop voucher, which you will be able to redeem at Shoppers Stop on a minimum shopping of ₹5,000 on Private Label brands
Rewards System of HDFC Bank Shoppers Stop Credit Card
With your Shoppers Stop HDFC Bank credit card, you will earn First Citizen Points for every ₹150 spent on all retail transactions. The points you earned will reflect in Shoppers Stop membership account and you can redeem them on Shoppers Stop platform/outlets only.
Additionally, if you spend Rs 2 Lakh in a year, you will get 2000 First Citizen Points.
The value of 1 First Citizen Points is equal to 1 Rupee.
Shopping on | Points you will earn on every 150 spent |
---|---|
Shoppers Stop private label brands | 6 First Citizen Points |
All other Shoppers Stop brands | 2 First Citizen Points |
Other category spends (except fuel & wallet) | 2 First Citizen Points |
Other benefits of Shoppers Stop HDFC Bank credit card
- Fuel Surcharge Waiver
- 1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India
- Milestone Benefit
- Earn 2000 First Citizen Points on spending ₹2 Lakhs annually
- Smart EMI
- With your Shoppers Stop HDFC Bank Credit Card you can convert your big spends into easy EMI after purchase.
- Contactless Payment
- The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
- (Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).
Charges – Shoppers Stop HDFC Bank Credit Card
Joining Fee | FREE |
Anuual Fee | FREE |
Late Payment Charges | Less than 100 : Nil 100 to 500 : 100/- 501 to 5,000 : 500/- 5,001 to 10,000 : 600/- 10,001 to 25,000 : 800/- 25,001 to 50,000 : 1100/- More than 50,000 : 1300/- |
For more details on charges view here.
Eligibility criteria for Shoppers Stop HDFC Bank Credit Card
- For Salaried
- Indian National
- Age: Min 21 years & Max 60 Years,
- Net Monthly Income> Rs 20,000
- For Self Employed
- Indian national
- Age: Min 21 yrs & Max 65 Yrs
- Income: ITR > ₹6 Lakhs per annum
How to apply for Shoppers Stop HDFC Bank Credit Card
You can apply for Shoppers Stop HDFC Bank Credit Card only at Shoppers Stop showrooms. There are also other bank credit cards available with co branding with Shoppers Stop, you can check them out as well.
Review and Conclusion
HDFC Bank Shoppers Stop credit card a good credit card, but its only useful for the person who shops a lot at shoppers stop. Now if you are not a shoppers stop guy, then do not go for this card. There are many other credit cards in the market which will be beneficial for you.
If you are not much aware of Shoppers Stop, then you can try that. You will find a lot of stuffs related to fashion, under one roof, from your hat to shoes. All the items are branded and of top quality.
Do let us know in the comment section, what do you feel about this credit card and if you are going to get one. Also do let us know if you have any questions.
FAQ
Charges for HDFC shoppers stop credit card?
HDFC shoppers stop credit card is a Lifetime free card.
How to redeem earned Shoppers Stop First Citizen Points?
You can redeem the shoppers stop first citizen points at Shoppers Stop only during shopping.
What is the value of 1 Shoppers Stop First Citizen Points?
1 Shoppers Stop First Citizen Points = 1 Rupee
What are the different type of HDFC shoppers stop credit card?
There are two types – HDFC shoppers stop credit card and HDFC shoppers stop Black credit card
An IT guy who keeps interest in blogging. Started blogging since 2017. He is the owner of the blog wheretosave.in and knowledgebear.com. A family man who loves Travelling, Gadgets and FOOD.