HDFC Bank has come up with a brand new credit card under lifestyle category partnering up with Shoppers Stop called Shoppers Stop Black HDFC Bank Credit Card. There is another higher variant of this card called Shoppers Stop HDFC Bank Credit Card.
In this article we will see all the benefits, charges, reward system and finally provide our review for the Shoppers Stop Black HDFC Bank Credit Card.
Contents
What is Shoppers Stop?
Shoppers Stop is an Indian departmental shop group, owned by the K Raheja Corp. There are at present approximately 86 stores across 40 cities in India, with clothing, accessories, handbags, shoes, jewellery, fragrances, cosmetics, health and beauty products, home furnishing, and more products. (These details are according to Wikipedia)
Key Highlights of Shoppers Stop Black HDFC Bank Credit Card
| Charges | Joining and annual fee of ₹5,000 + applicable taxes |
| Rewards | Earn First Citizen Points on shopping at Shoppers Stop, which can be redeemed at shopper stop purchases |
| Other benefit | Complimentary Shoppers Stop Black membership |
| Loung Access | 16 complimentary domestic lounge access per calendar year (4 per quarter) 8 complimentary international lounge access per calendar year (2 per quarter) |
Welcome Benefit of HDFC Bank Shoppers Stop Black Credit Card
As an welcome offer, you will get ₹1500 worth Shoppers Stop voucher, which you will be able to redeem at Shoppers Stop on a minimum shopping of ₹5,000 on Private Label brands
Rewards System of HDFC Bank Shoppers Stop Black Credit Card
With your Shoppers Stop Black HDFC Bank credit card, you will earn First Citizen Points for every ₹150 spent on all retail transactions. The points you earned will reflect in Shoppers Stop membership account and you can redeem them on Shoppers Stop platform/outlets only.
Additionally, if you spend Rs 2 Lakh in a year, you will get 2000 First Citizen Points.
The value of 1 First Citizen Points is equal to 1 Rupee.
| Shopping on | Points you will earn on every 150 spent |
|---|---|
| Shoppers Stop private label brands | 20 First Citizen Points (Capped at 2000 / month) |
| All other Shoppers Stop brands | 15 First Citizen Points (Capped at 2000 / month) |
| Other category spends (except fuel & wallet) | 5 First Citizen Points |
Other benefits of Shoppers Stop Black HDFC Bank credit card
- Fuel Surcharge Waiver
- 1% fuel surcharge waiver of upto ₹500 per statement cycle, across all fuel stations in India
- Lounge Access
- 16 complimentary domestic lounge access per calendar year (4 per quarter)
- 8 complimentary international lounge access per calendar year (2 per quarter)
- Smart EMI
- With your Shoppers Stop Black HDFC Bank Credit Card you can convert your big spends into easy EMI after purchase.
- Contactless Payment
- The Shoppers Stop Black HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
- (Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).
- Zero lost card liability
- In the unfortunate event of losing your Shoppers Stop BLACK HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
- Insurance
- Accidental air death cover: Accidental air death cover worth ₹3 Crores.
- Emergency overseas hospitalization: Emergency overseas hospitalization of up to ₹50 lakhs, in case of emergency
- Credit Liability Cover: Credit liability cover of up to ₹9 Lakhs
Charges – Shoppers Stop Black HDFC Bank Credit Card
| Joining Fee | FREE |
| Anuual Fee | FREE |
| Late Payment Charges | Less than 100 : Nil 100 to 500 : 100/- 501 to 5,000 : 500/- 5,001 to 10,000 : 600/- 10,001 to 25,000 : 800/- 25,001 to 50,000 : 1100/- More than 50,000 : 1300/- |
For more details on charges view here.
Eligibility criteria for Shoppers Stop Black HDFC Bank Credit Card
- For Salaried
- Indian National
- Age: Min 21 years & Max 60 Years,
- Net Monthly Income> Rs 2,00,000
- For Self Employed
- Indian national
- Age: Min 21 yrs & Max 65 Yrs
- Income: ITR > ₹8 Lakhs per annum
How to apply for Shoppers Stop Black HDFC Bank Credit Card
You can apply for Shoppers Stop Black HDFC Bank Credit Card only at Shoppers Stop showrooms. There are also other bank credit cards available with co branding with Shoppers Stop, you can check them out as well.
Review and Conclusion
HDFC Bank Shoppers Stop Black credit card a good credit card, but its only useful for the person who shops a lot at shoppers stop. Now if you are not a shoppers stop guy, then do not go for this card. There are many other credit cards in the market which will be beneficial for you. You may also go with the other non-black variant of the card, where it is lifetime free.
If you are not much aware of Shoppers Stop, then you can try that. You will find a lot of stuffs related to fashion, under one roof, from your hat to shoes. All the items are branded and of top quality.
Do let us know in the comment section, what do you feel about this credit card and if you are going to get one. Also do let us know if you have any questions.
FAQ
Charges for HDFC shoppers stop black credit card?
HDFC shoppers stop black credit card has a joining and annual fee of Rs 5000 /-
How to redeem earned Shoppers Stop First Citizen Points?
You can redeem the shoppers stop first citizen points at Shoppers Stop only during shopping.
What is the value of 1 Shoppers Stop First Citizen Points?
1 Shoppers Stop First Citizen Points = 1 Rupee
What are the different type of HDFC shoppers stop credit card?
There are two types – HDFC shoppers stop credit card and HDFC shoppers stop Black credit card
An IT guy who keeps interest in blogging. Started blogging since 2017. He is the owner of the blog wheretosave.in and knowledgebear.com. A family man who loves Travelling, Gadgets and FOOD.
