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Aditya Birla SBI Credit Card | Aditya Birla SBI Select Credit Card | Benefits, Charges, Review

Aditya Birla has partnered with State Bank of India and launched 2 new co-branded credit cards – Aditya Birla SBI SELECT credit card and Aditya Birla SBI Credit Card.

In this article we are going to share with you all the details about the Aditya Birla SBI Credit Card. We will discuss about the benefits, charges, reward system, eligibility and application process of both the cards.

Aditya Birla SBI SELECT Credit Card Benefits, Eligibility and Charges

Aditya Birla SBI Select Credit Card
Aditya Birla SBI Select Credit Card

Joining Benefits

  • 6000 Reward points on payment of joining fees. You will get the points within 60 days of joining.

1 reward point = 25 paisa. Hence, 6000 points = ₹1500.

Milestone Benefits

  • You will get 3000 reward points (equivalent to ₹750) if you spend Rs.1.5 lakh with the Aditya Birla SBI Select Credit Card in a year.
  • You will get additional 3000 reward points (equivalent to ₹750) if you spend Rs.3 lakh in a year.

So total you can earn Rs 1500 if you spend Rs 3 Lakh or more with the Aditya Birla SBI Select Credit Card in a year.

Reward System

  • Only Rs. 100 spend on a Aditya Birla stores she will get 20 Reward points. This will be equivalent to 5% cash-back.
  • You will get 10 reward points for every Rs 100 spent on Dining, Hotels and Entertainment. (Equivalent to 2.5% cashback).
  • For all other categories, you will get to 2 reward points for every Rs.200 spent. (Equivalent to 0.25% cashback).
  • On spending on VI (Vodafone Idea), you will get 10 reward points for every Rs 100 spent.
  • No reward points will be credited for your spends on Fuel, Utilities and Wallet reloads.

Airport Lounge access & Fuel Surcharge Waiver

  • You will get 4 complimentary Domestic airport VISA lounge access in a calendar year with Aditya Birla SBI Select Credit Card. (You can avail 1 lounge access per Quarter.)
  • You get 1% Fuel surcharge waiver across all petrol pumps in India, on transactions up to Rs. 3,000 (Maximum upto Rs. 100 per statement cycle).

joining & annual fee

  • Joining Fee: Rs 1499 + GST
  • Annual Fee: Rs 1499 + GST

Aditya Birla SBI Credit Card Benefits, Eligibility and Charges

Aditya Birla SBI Credit Card
Aditya Birla SBI Credit Card

Joining Benefits

  • 2000 Reward points on payment of joining fees. You will get the points within 60 days of joining.

1 reward point = 25 paisa. Hence, 2000 points = ₹500.

Milestone Benefits

  • You will get 2000 reward points (equivalent to ₹500) if you spend Rs.1 lakh with the Aditya Birla SBI Credit Card in a year.
  • You will get additional 2000 reward points (equivalent to ₹500) if you spend Rs.1.5 lakh in a year.

So total you can earn Rs 1000 if you spend Rs 1.5 Lakh or more with the Aditya Birla SBI Credit Card in a year.

Reward System

  • Only Rs. 100 spend on a Aditya Birla stores she will get 10 Reward points. This will be equivalent to 2.5% cash-back.
  • You will get 5 reward points for every Rs 100 spent on Dining, Hotels and Entertainment. (Equivalent to 1.25% cashback).
  • For all other categories, you will get to 1 reward points for every Rs.200 spent. (Equivalent to 0.12% cashback).
  • On spending on VI (Vodafone Idea), you will get 10 reward points for every Rs 100 spent.
  • No reward points will be credited for your spends on Fuel, Utilities and Wallet reloads.

Airport Lounge access & Fuel Surcharge Waiver

  • There are NO Lounge access benefit for Aditya Birla NON-Select credit card.
  • You get 1% Fuel surcharge waiver across all petrol pumps in India, on transactions up to Rs. 3,000 (Maximum upto Rs. 100 per statement cycle).

joining & annual fee

  • Joining Fee: Rs 499 + GST
  • Annual Fee: Rs 499 + GST

Reward Redemption

You can redeem your earned points at Shop n Smile Catalogue of SBI or you can also redeem the Reward Points as Gifts and e-Gift Vouchers in various categories.

Please remember a minimum of 2000 Reward Points are required for redemption.

Aditya Birla Exclusive Stores list

Below are the Aditya Birla Stores where you will get higher rewards points on shopping online or offline. You will get 20 reward points per 100 spent on the Aditya Birla Select Credit Card and 10 reward points per 100 spent on Aditya Birla Credit Card.

  • Louis Philippe
  • Van Heusen
  • Allen Solly
  • Peter England
  • American Eagle
  • Forever 21
  • Pantaloons
  • The Collective
  • Simon Carter
  • Ralph Lauren
  • Hackett London
  • Ted Baker
  • Fred Perry

Eligibility and application Process

Eligibility:

  • Must be 18 years of age or more.
  • You must be either salaried or self-employed.

Steps to apply Aditya Birla SBI Credit Card:

Link to apply Aditya Birla SBI Credit Card

Link to apply Aditya Birla SBI Select Credit Card

  1. You have to put your basic details like – Name, Email, City and Phone number and click on Apply button as below.
  2. You will receive an OTP which you need to enter.
  3. The Representative will verify the application and will contact you and will put forward the application.

Aditya Birla sBI credit cards review

Aditya Birla SBI Credit Cards provide good benefits. But the charges of the Select credit card is a bit on the higher side. Though you will get the value back if you spend 3 Lakhs in a year, but still 1500 + GST is too much.

On the other hand the Non-Select credit card price is justified, but it should have Airport Lounge access included at this price. Most of the other credit cards offer the same, even Lifetime Free cards offer domestic lounge access.

But if we talk about the rewards program and other benefits. Its good. Aditya Birla has a huge number of shops where most of the people shops. So, getting high rewards at those is very attractive.

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